Your Horse Loan Agreement


This Horse Loan Agreement is suitable for both recreational and show horses and ponies. It has been legally drafted and is fully editable so that you can easily delete sections that you don't need and include any clauses specific to your circumstances.

The horse loan agreement is easy to complete and on purchase can be instantly downloaded in fully editable microsoft word format.


This Horse Loan Agreement includes :


  • Type of loan : Paid or free
  • Conditions of loan agreement
  • Rider responsibilities : care & maintenance
  • Who is responsible for insurance & risk
  • Special Provisions for brood mare (optional)
  • Supply to buyer of documents & records of achievement
  • Conditions of loan that rider shall compete (optional)
  • Warranties in relation to condition & history of horse
  • Signatures

Benefits of horse and pony loan agreements


The British Horse Society recommends that in all circumstances of a horse or pony being loaned there should be a written agreement which both parties sign. If any clarification is required this should be done through a solicitor.

The object of such an agreement is to avoid disputes and protect the interests of both parties. Even if both parties know each other it is always worthwhile having a horse loan agreement in place.

Written agreements


Any horse or pony loan agreement should not be entered into without consideration being given to the responsibilities of both parties involved.

It may be considered that many of the points can be taken for granted between friends, but circumstances do change and it is only sensible to be business like and have a signed horse loan agreement template to which both parties can refer.

Any disagreements that may arise between the two parties must not be permitted to interfere with the minimum standards of care and general welfare of the animal involved.

In such disputes the original agreement should be referred to in order to clarify what was agreed at the outset of the lease or loan.

Taking a horse or pony on loan


Before starting to look for a horse or pony it is very important to consider the reasons for acquiring one, otherwise owners or loanees find themselves in difficulties because they have underestimated the commitment involved in terms of cost and time.

Be aware that even if a horse or pont are available on loan for free, the running costs can still be high, particularly if stables are rented, or livery fees have to be met.

As with buying a horse or pony, a horse loan agreement should not be entered into lightly. You must consider the facilities and resources required to keep a horse, your riding ability and the type and suitability of the horse or pony that is available.

Leasing or loaning your horse or pony


Loaning a horse or a pony can be an ideal solution. The owner can ensure that the animal goes to, and remains at a good home, but still play a part in its future.

It is particularly useful for those owners who wish the loan to be only a temporary arrangement, such as those owners who are going away for a period of time.

Horse loan agreement references

If you are lending out a valuable horse it is advisable to take up references and to ask your legal adviser to check the completed document.

Before completing a horse loan agreement, ensure that they are going to take good care of the horse or pony. All owners should think very carefully about their horse’s welfare and check that the arrangements for care of the animal are in place.

You may wish to review things on a regular basis and make provision for visiting the pony. This must be agreed in the horse or pony loan agreement.

If you have any cause for concern, such as a breach of contract, contact a solicitor who will be able to advise you on the best course of action.